🏗️ HBCF Insurance Builders – Protecting Your Balcony Remediation Project on the Northern Beaches

If you own or manage a unit block on Sydney’s Northern Beaches and are planning structural repairs, balcony remediation, or building upgrades, choosing a builder with HBCF insurance is non-negotiable.

At Plan A Builders, we’re fully licensed HBCF insurance builders, providing compliant, insured building services for multi-residential unit owners, body corporates, and strata managers across the Northern Beaches, including Dee Why, Narrabeen, Manly, and beyond.

🔒 What Is HBCF Insurance?

HBCF (Home Building Compensation Fund) insurance is a NSW government-mandated protection for residential building work valued over $20,000. It protects owners from loss if the builder:

• Dies

• Disappears

• Becomes insolvent

• Has their licence suspended

In short: it’s your safety net for major building work—including balcony repairs, structural remediation, and waterproofing upgrades.

🧱 Why HBCF Insurance Matters for Balcony Repairs

Many older apartments on the Northern Beaches were built decades ago—often with substandard balconies, non-compliant balustrades, or failed waterproofing membranes. Repairing or upgrading these areas usually exceeds the $20,000 threshold, requiring an HBCF-certified builder.

Without HBCF cover:

• Owners are exposed to serious financial risk

• Strata can be liable for uninsured works

• Building certificates may be refused

HBCF insurance is not optional—it’s the law.

🛠️ What Types of Works Require HBCF Insurance?

If you’re considering the following, you must use a HBCF-approved builder like Plan A Builders:

• Balcony repairs or replacements

• Waterproofing and membrane upgrades

• Concrete cancer (spalling) remediation

• Balustrade compliance upgrades

• Structural repairs to slabs or façade elements

• Door and window replacement involving structural work

• Cladding or external wall repairs

📍 Servicing the Northern Beaches with Confidence

We specialise in remedial works for strata buildings across the Northern Beaches, including:

• Narrabeen

• Dee Why

• Manly

• Freshwater

• Collaroy

• Mona Vale

• Queenscliff

Whether it’s a 6-unit walk-up or a 20-unit beachside complex, we’ve got the experience and certification to deliver safe, compliant, and insured building solutions.

✅ Why Work with Plan A Builders?

✔ Fully licensed HBCF insurance builders✔ Specialist in balcony remediation for strata properties✔ Clear documentation and strata communication✔ Quality assurance and building compliance✔ Northern Beaches local builder with trusted references✔ Work backed by NSW Fair Trading and industry regulations

We handle the entire HBCF process on your behalf—making compliance easy and stress-free.

📞 Get an HBCF-Compliant Balcony Quote

Don’t take risks with uninsured or non-compliant building work. If your building needs balcony upgrades or repairs, ensure you're working with an HBCF insurance builder like Plan A Builders.

📲 Craig Chamberlin – 0429 030 851📧 craig@planabuilders.com.au🌐 www.planabuilders.com.au

Plan A Builders – Licensed HBCF Insurance Builders for the Northern Beaches. Fully Compliant. Fully Protected.